Graham Harding

Graham started his career in the insurance industry where he progressed to become Head of UK Money Market Operations with one of the US’s largest brokers. In the late eighties he moved to the investment banking sector as a Senior Investment Manager to specialise in managing fiduciary funds for the insurance industry. He broadened his client base and experience further when he joined Seccombe Marshall & Campion, the then bill broker to the Bank of England, to establish an investment management business. 

More recently, Graham has spent eight years with the Financial Services Authority as a Senior Associate and Project Manager. Initially he had direct supervisory responsibility for firms within the investment management sector, moving latterly to deal with broader issues both internally and across various industry sectors.

David Dobell MA

David is the Executive Consultant in charge of ongoing compliance support and risk based compliance reviews following authorisation. With over forty five years experience in the financial services industry, David provides unequalled expertise in the detailed operating compliance requirements for firms engaged in the whole spectrum of investment business.

Supported by a strong specialist team of compliance practitioners, David also conducts specialist reviews in connection with disciplinary actions, including S166 reviews.

David joined CCL in 2001 having worked in the financial services industry after graduating from Oxford in 1962. David was registered with the SFA as a General Representative and has been registered as a Principal and Representative by the New York Stock Exchange and a Representative at the Investment Dealers Association of Canada.

Peter Brown

Peter joined CCL in 2007, as a specialist consultant and trainer in anti-money laundering (AML) compliance.  Peter is a Fellow of the Association of Chartered Certified Accountants (ACCA), a Fellow of the Chartered Institute of Bankers (through the ifs School of Finance), and a Chartered Fellow of the Chartered Institute for Securities & Investment (CISI). Peter is also a Freeman of The City of London.

Peter's earlier career was within internal audit and compliance disciplines covering domestic, international and wholesale banking, as well as later working with two major investment management companies.  A move into consultancy work with a leading AML consultancy meant that this broad “hands on" experience then provided a good base for serving the consultant's clients through reviews of anti-money laundering policies and procedures, KYC due diligence audits and assistance in undertaking retrospective reviews to update KYC to today's standards.  For several years, Peter was also the "voice" of the JMLSG helpdesk and has also been MLRO in two investment management companies and for the London office of a Middle Eastern bank.

As well as working in and with banks and investment management companies, Peter has gained AML knowledge and experience whilst undertaking AML work with finance and leasing companies, mortgage lenders, stockbrokers, accountants and lawyers.  Lecturing and training commitments have taken him across mainland Britain as well as to the Channel Islands and Isle of Man, and have included work undertaken for ACCA and the CISI.

Terry Douglas FIIA, C.F.E.

Terry specialises in risk management and control, including fraud prevention and investigation, anti-money laundering, anti-bribery, corruption and various aspects of the FSA Rules.

With over 40 years in the financial services industry, Terry was Head of Internal Audit and Compliance and Money Laundering Reporting Officer at United Bank of Kuwait in London. He joined the Institute of Internal Auditors in 1977 and was made a Fellow of the Institute in 1995. In the same year he qualified as a Certified Fraud Examiner.  He is a Chartered Fellow of the Chartered Institute for Securities and Investments (CISI) and is a Freeman of The City of London.

Terry has lectured extensively in the UK and also in Europe and the Middle East.

Tony Rawlins

Tony specialises in the life, pensions, mortgage, and insurance sectors. His technical expertise includes compliance and risk management consultancy, and helping companies prepare for FSA "ARROW" style visits.

Tony has worked in financial services since 1988 and is a Member and Fellow of the Institute of Internal Auditors. Tony also provided support to HM Treasury as a member of an expert group, and was a steering group member of an industry initiative on consumer education.

Before joining CCL, Tony ran a successful compliance consultancy for six years, specialising in the insurance, mortgage and life and pensions sectors.

Tony's also held senior management positions (including internal audit) for the insurance and investment division of TSB Bank plc, as well as Group Compliance Director positions for Sedgwick Noble Lowndes UK Ltd and Hogg Robinson Financial Services Ltd.

Hilary Spivey BSc., ACA, ATII

Hilary Spivey graduated in 1978 with an honours degree in applied mathematics from Bristol University.

She joined KPMG and qualified as a Chartered Accountant in 1982. Since qualifying Hilary has worked in investment management for over 10 years - acting as Finance and Administration Director, Operations Director and Compliance Officer. She was also Finance Director of a software company servicing the investment management field.

Before joining CCL, Hilary helped a number of investment management firms obtain authorisation and meet their compliance obligations. As well as being a Chartered Accountant, Hilary is a member of the Institute of Taxation.